Happy New Year! and Let the savings begin

Happy New Year !                                                                 Week 1 (Save $1)

Just follow the weekly/biweekly blogs to successfully save $1378 at the end of the 52 weeks.  We will start by saving $1 for the first week.  $2 for week two, then $3 for the third week and so on. Just keep increasing and continue the amount by a dollar over the next 52 weeks. The most you will ever put into your favourite piggy bank is $52 and at the end of the annual challenge you will hopefully realize how easy it is to save with just a little discipline. 

This is a great challenge for the whole family, especially when it comes to teaching children the value of money and how to spend responsibly.

I hope you will participate in this challenge.  Good Luck!

Another New Year, another new start with best wishes, prosperity, good health and Resolutions.  Some of us make resolutions while others refuse.  There is nothing wrong with wanting to make personal changes for the better of oneself.  And for those who do not make resolutions anymore due to disappointment.   I believe the problem is that we do not set realistic resolutions, we either give up too soon or maybe it’s just a lack of willpower.   

We fail before we begin as a result of making too many resolutions while we should just make that one resolution that is the most important and focus on that. Here are a few simple idea's to increase your chances of succeeding.   

Writing down your resolution and also sharing your resolution with your love ones and close friends will also increase your chances of success because you hold yourself accountable and want to make changes.   

Do not expect instant results, for results we must change our habits and making that simple change , there is almost no way you can fail. Here are a few common resolutions:

Resolution: Quit smoking vs. Habit: Do not smoke that 1st cigarette you have every morning after you have your coffee.
 
Resolution: Eat Healthy vs Habit: start by substituting that daily pastry for a piece of fruit. 

Resolution: Lose weight vs Habit: Every evening after work go for a 5 to 10 minute walk around the block.
 
Resolution: Manage stress vs Habit: mediate 2-3 minutes every morning after you wake up.

The key is to take tiny positive baby steps daily and having the will power of not giving up!

"This year, lets make a promise to follow the resolutions you make more strictly and achieve what you truly desire in your life!"

Do you have any New Year’s Resolution? How are you planning to successfully execute to increase your chances of success?  Feel free to leave me your thoughts and comments.